Housing & Weatherization Program


Housing and Urban Development (HUD) Approved Housing Counseling Agency: The Frederick Community Action Agency (FCAA) is a HUD-Approved Housing Counseling Agency and provides pre-purchase, default, reverse mortgage, and rental counseling as well as homebuyer education classes for first-time homebuyers. FCAA Housing Counselors also administer the State-funded Community Partners Incentive Program and the House Keys for Employees of the City of Frederick - both programs provide down-payment assistance to first-time homebuyers.

Weatherization Assistance Program: The Weatherization Assistance Program provides home weatherization services for income-eligible households living in Frederick County. Households eligible for weatherization must have incomes at or below 200% of the federal poverty level and meet other criteria. The family may rent or own their home, but renters must obtain landlord permission. Access the following documents for more information:

Bay Restoration Fee Exemption Program: The Bay Restoration Fee Exemption Program allows lower-income homeowners and renters that are paying a City of Frederick water and sewer bill to request an exemption from the Bay Restoration Fee, which collects funds for the environmental restoration of the Chesapeake Bay.

Housing First Program: The Housing First Program provides subsidized permanent housing to people who need it the most – chronically homeless, disabled individuals who are literally living on the streets of Frederick. With funding from HUD and other sources, the FCAA has established 23 scattered-site Housing First units that house 29 different individuals; supportive services like case management and primary health care are provided by FCAA staff. More units are planned for the future.