House Keys for Employees Program

Program Details

The City of Frederick is a participating employer in the Maryland House Keys for Employees (HK4E) Program administered by the Maryland Department of Housing and Community Development (DHCD). Through HK4E, full-time and part-time/graded employees of the City of Frederick may be eligible for up to $8,500 to help purchase a home in the City of Frederick (i.e., a maximum loan of $3,500 from the Maryland DHCD and $5,000 from the City of Frederick).

The City of Frederick’s HK4E Program is administered by the Frederick Community Action Agency in partnership with the City Department of Human Resources. For more information about the HK4E Program, please contact Brad Petersen, housing counselor, at 301-600-3966.

Resources

• Enlarged Map of Census Tracts 7501 and 7502 (PDF)
• HK4E Description and Requirements (PDF)
• HK4E Application Form (PDF)
• Map of Target Areas/Census Tracts 7501 and 7502 (PDF)
• Maryland Mortgage Program - Frederick County Income and Purchase Price Limits
• Priority Funding Areas with an Overlay of the City of Frederick (PDF)
• State of Maryland HK4E Verification of Partner Contribution Form (PDF)