Employee Benefits

Employee Benefits

The City of Frederick offers competitive benefits to eligible employees including a variety of insurance plan offerings and competitive paid leave offerings. View a  summary of employee benefits (pdf). 

Insurance & Voluntary Benefits

  • Dental Plans: Eligible City employees may choose from two dental insurance plans.
  • Medical Plans: Eligible City employees may choose from three medical insurance plans through CIGNA. Medical Plans Comparison Chart
  • Premium Rates effective July 1, 2023: FY23 Bi-Weekly Premium Rates
  • Vision Plan: Eligible City employees may elect vision plan coverage through Eye Med.

Benefit Resources for City Retirees

MEDICAL BENEFIT RESOURCES:                                            DENTAL BENEFIT RESOURCES:                                      LIFE INSURANCE FORMS:
Medical Enrollment & Change Form                                        Dental Enrollment Form                                                       The Standard - Beneficiary Form
OAPIN Benefit Summary FY 2023                                              DHMO Plan Summary
OAPIN Summary of Benefits & Coverage                               Make The Most Of Your Dental Plan Brochure
OAP Benefit Summary FY 2023                                                  DHMO How to Find a Dentist 
OAP Summary of Benefits & Coverage                                   DPPO Plan Summary
HSA Benefit Summary FY 2023                                                  DPPO How to Find a Dentist 
HSA Summary of Benefits & Coverage   
Dependent Verification Document
Medical Plans Comparison Chart

REQUIRED NOTICES:
CHIP Notice
WHCRA Annual Notice
WHCRA Enrollment Notice
https://www.cigna.com/privacyinformation/
https://www.cigna.com/legal/compliance/machine-readable-files: This link leads to the machine readable files that are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed amounts between health plans and healthcare providers. The machine-readable files are formatted to allow researchers, regulators, and application developers to more easily access and analyze data.